Company Car and Van Insurance

AMT Insurance Solutions can arrange cover for vehicles used in connection with your business which are typically leased to or owned by the company.

Business Vehicle Insurance is essential if you use a car or commercial vehicle for work-related purposes, such as commuting to and from job sites or supporting your small business operations. Whether the vehicle is registered under your company’s name or as a sole trader, this coverage ensures comprehensive protection.

While a standard car insurance policy typically encompasses ‘social, domestic, and pleasure’ or ‘social, domestic, and pleasure plus commuting’ uses, it primarily caters to everyday activities like shopping trips, school runs and visiting loved ones. The commuting aspect specifically addresses travel to and from a fixed workplace.

However, engaging in other work-related tasks such as traveling to different sites, meeting clients, attending conferences, or running business errands to places like the post office or bank necessitates ‘business use’ classification.

Business Vehicle Insurance extends coverage beyond social, domestic, pleasure, and commuting to encompass all work-related journeys, providing comprehensive protection tailored to your professional needs.